What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Autobiography & Family History Writing + Research Senior-focused concierge medicine. Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

TerraBella James Island

1501 Secessionville Rd, Charleston, SC 29412 View Map

TerraBella James Island is an Assisted Living Home in South Carolina

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Overview of TerraBella James Island

Discover the pinnacle of senior living at TerraBella James Island, a leading senior living community in Charleston, SC, offering assisted living and respite care. The community features studios and one-bedroom apartments designed to provide privacy and comfort with accessibility to numerous amenities, activities, and dining options. Residents revel in a variety of engaging social events and activities, complemented by the attentive support of a dedicated team trained to provide excellent assistance and personal care.

With their notable Fast Track program, new residents can move in within as little as 24 hours when necessary. Offering comprehensive recovery support under the expert care of a well-trained team, residents are guaranteed to receive the utmost care even as their needs change. Honoring veterans, the community offers a special veteran program that helps new residents who are past servicemen and women to save a lot from huge discounts.

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Home Information TerraBella James Island

Community Stability & Environment

Walk Score Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car. 21 / 100 Very Car-Dependent
Almost all errands require a car. Very few walkable amenities. Minimal sidewalk infrastructure. Walking is practical only for recreation, not errands.

1501 Secessionville Rd, Charleston, SC 29412

Email: [email protected]

Phone: (843) 762-1396

Email:
[email protected]

Phone:
(843) 762-1396

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About the Neighborhood

Charleston offers excellent facilities for its older adults. The Lowcountry Senior Center on James Island features a walking trail, fitness center, and computer lab. The new Waring Senior Center has pickleball courts and a cafe.

Join Our Online

Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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View Nursing Home Government Data: Salaries, Revenues, Room Occupancy, Ownership, etc.

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Assisted Living Costs Broken Down: Rent, Meals, Care & More

Comparison Chart

Compare Assisted Living around Charleston

TerraBella James Island

Charleston

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Dayspring Assisted Living of Johns Island

Johns Island

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Dayspring Assisted Living of Hollywood

Hollywood

N/A

Protected: Oaks at Charleston

Charleston

N/A

Yes

N/A

Oaks at Daniel Island

Charleston

Studio / 1 Bed / 2 Bed

N/A

Yes

N/A

TerraBella James Island

Type of care: AL RC

Community: Charleston

Bed Options: N/A

Bed Count: N/A

Pets Allowed: No

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Dayspring Assisted Living of Johns Island

Type of care: AL

Community: Johns Island

Bed Options: N/A

Bed Count: N/A

Pets Allowed: No

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Dayspring Assisted Living of Hollywood

Type of care: AL

Community: Hollywood

Bed Options: N/A

Bed Count: N/A

Pets Allowed: No

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Protected: Oaks at Charleston

Type of care: AL MC RC

Community: Charleston

Bed Options: N/A

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Oaks at Daniel Island

Type of care: AL RC

Community: Charleston

Bed Options: Studio / 1 Bed / 2 Bed

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Claim What’s Yours: Financial Aid for South Carolina Seniors

Program

State Program Name

Eligibility

Benefits

Community Long Term Care (CLTC)

SC Medicaid CLTC

General: Age 65+ or disabled, South Carolina resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
SC Specifics: High rural demand; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

South Carolina Respite Care Program

SC NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), South Carolina resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
SC Specifics: Limited slots; rural/urban balance.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Medicare Savings Program (MSP)

South Carolina Medicare Savings Program

General: Age 65+ or disabled, SC resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
SC Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

South Carolina LIHEAP

Official government program page

General: Age 60+ prioritized, SC resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
SC Specifics: Covers gas, electric, oil; emergency aid via ECAP (~$500 max).

Services: Heating/cooling aid (~$300-$1,000/season), emergency aid, weatherization.

Senior Community Service Employment Program (SCSEP)

South Carolina SCSEP

Official government program page

General: Age 55+, unemployed, low-income, SC resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
SC Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

South Carolina VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, SC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
SC Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Farmers’ Market Nutrition Program (SFMNP)

South Carolina SFMNP

Official government program page

General: Age 60+, SC resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
SC Specifics: Vouchers (~$50/season); serves ~20,000 annually via 10 AAAs.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Homestead Exemption Program

South Carolina Homestead Exemption

Official government program page

General: Age 65+ (or disabled/blind), SC resident 1+ year, homeowner.
Income Limits (2025): None; tax-based eligibility.
Asset Limits: Not assessed; home-focused.
SC Specifics: Saves ~$500-$1,000/year avg.; applies to primary residence.

Services: Property tax exemption (~$50,000 value, ~$500-$1,000/year savings).

Elderly Simplified Application Project (ESAP)

South Carolina ESAP (SNAP for Seniors)

Official government program page

General: Age 60+, SC resident, no earned income, not on SCCAP.
Income Limits (2025): ~$1,732/month (133% FPL, individual).
Asset Limits: $4,250 (individual, higher than standard SNAP).
SC Specifics: Simplified process; serves ~50,000 seniors annually.

Services: EBT card for food (~$100-$300/month based on income).

Claim What’s Yours Financial Aid for South Carolina Seniors

SC Medicaid CLTC