What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Autobiography & Family History Writing + Research Senior-focused concierge medicine. Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

Check out our resident interviews

AVIVA Merrillville

7900 Rhode Island St, Merrillville, IN 46410 View Map

AVIVA Merrillville is a Memory Care Home in Indiana

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AVIVA Merrillville
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Overview of AVIVA Merrillville

AVIVA Merrillville, located in the peaceful city of Merriville, IN, is a premier and trusted provider of senior care services. Offering memory care and respite care, this care provider in Merrillville, Indiana ensures that residents not only rely on their high-caliber care but also enjoy the home-like and secure environment, and expert staff. The community boasts a very convenient location, and the specialized programs ensure that residents will find every activity and experience to be purposeful and enriching. The home also provides home-cooked, restaurant-style meals that cater to individual dietary needs and never fail to satisfy the palate. Attention is paid to every aspect of health, from movement to medication management, social experiences, and more. As this home greatly values respect and dignity, seniors and their families can rest assured that they are in the right hands.

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Home Information AVIVA Merrillville

Bed Count (Facility Capacity)

Community Stability & Environment

Current Availability 56 of 58 beds occupied

Occupancy rate of 96.6%.
Licensed Since Date when the facility's license was first issued by Indiana January 2, 2025
Walk Score Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car. 32 / 100 Car-Dependent
Most errands require a car. Limited nearby destinations. Basic sidewalks but low connectivity. Residents likely drive for groceries, dining, and services.

Safety, Compliance & Inspections Overview

Complaint Visits Inspections triggered by official complaints filed with the state. 8 complaints
Citations Number of deficiencies or violations identified during inspections conducted by Indiana regulators. 3 citations Below state average
Citations are issued by state inspectors when regulations aren’t met. Fewer citations than average indicate stronger overall compliance.
Total Inspections Total number of state inspections conducted. 1 inspection
Inspections with Citations Number of inspections that resulted in citations. 1 inspection
Inspection Reports Opens the facility's official licensing and inspection record as maintained by the Indiana transparency or regulatory portal. View Inspection Reports

Facility & Licensing Details

Facility Type Indicates the state-regulated license category used in Indiana (e.g., Residential Care Facility for the Elderly). ASSISTED LIVING / RESIDENTIAL CARE FACILITY (RCF)
Licensee / Operator Entity or organization legally responsible for managing this facility under Indiana regulations. MERILLVILLE 7900 OPCO, LLC
Profit Status Indicates whether the facility operates as for-profit, non-profit, or government-owned. PROFIT
License Number State-issued license number for this facility. 25-013733-1
License Expires Date when the current license expires and must be renewed. January 31, 2026
Administrator Name of the facility administrator. MERIAM HILLIS
Unit Breakdown Breakdown of units by type (e.g., Traditional Units, Special Care Units).
- Residential58 units

Operations & Staffing

Director of Nursing Name of the facility's Director of Nursing. LATASHA KING

7900 Rhode Island St, Merrillville, IN 46410

Email: [email protected]

Phone: =+1 219-525-4123

Email:
[email protected]

Phone:
=+1 219-525-4123

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About the Neighborhood

Merrillville offers programs through its Parks & Recreation Department. The Dean and Barbara White Community Center is a major hub. Hidden Lake Park provides walking trails.

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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View Nursing Home Government Data: Salaries, Revenues, Room Occupancy, Ownership, etc.

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Assisted Living Costs Broken Down: Rent, Meals, Care & More

Claim What’s Yours: Financial Aid for Indiana Seniors

Program

State Program Name

Eligibility

Benefits

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Official government program page

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IN Specifics: Requires level-of-care determination.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home health services.

CHOICE Program

Indiana CHOICE

Official government program page

General: Age 60+, Indiana resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $10,000 (individual).
IN Specifics: Limited funding; regional variation.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Official government program page

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Services: Room/board, laundry, minimal care coordination (~$20-$50/day subsidy).

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IN Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Official government program page

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

Official government program page

General: Age 55+, unemployed, low-income, Indiana resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IN Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IN Specifics: High veteran demand statewide.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Indiana Seniors

Indiana Medicaid A&D Waiver

Aged and Disabled Waiver

Requirements:

General:
Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IN Specifics:
Requires level-of-care determination.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home health services.

Official Program Page

Indiana CHOICE

CHOICE Program

Requirements:

General:
Age 60+, Indiana resident, at risk of nursing home.
Income Limits:
~$2,000/month (varies).
Asset Limits:
$10,000 (individual).
IN Specifics:
Limited funding; regional variation.

Benefits without Contact:

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Official Program Page

Indiana Residential Care Assistance Program

Residential Care Assistance Program (RCAP)

Requirements:

General:
Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025):
~$1,004/month (including SSI).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IN Specifics:
~50 facilities statewide; per diem rate set by FSSA.

Benefits without Contact:

Services: Room/board, laundry, minimal care coordination (~$20-$50/day subsidy).

Official Program Page

Indiana Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Indiana resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
IN Specifics:
Three tiers; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Indiana NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025):
Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits:
Not assessed; need-based.
IN Specifics:
16 AAAs; prioritizes low-income, rural caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Official Program Page

Indiana SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Indiana resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
IN Specifics:
Priority for veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Indiana VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
IN Specifics:
High veteran demand statewide.