What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Autobiography & Family History Writing + Research Senior-focused concierge medicine. Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Carolina Hearts Home Care

1025 S Main St, Laurinburg, NC 28352 View Map

Carolina Hearts Home Care is a Home Care Agency in North Carolina

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Overview of Carolina Hearts Home Care

Meeting the needs of seniors in Laurinburg, NC since 2005, Carolina Hearts Home Care is a leading home care provider that provides an array of excellent home care services that enable seniors to remain in the comfort of their homes for as long as they could. Carolina Hearts offers personal care, companionship, recovery care, live-in care, dementia care, respite care, and veterans’ services to honor the nation’s heroes. This home care provider offers personalized care plans to ensure seniors get the assistance that matches their need – whether just a few hours, 24/7 live-in care, or anything in between.

Carolina Hearts Home Care carefully matches seniors with their caregivers based on similar interests, personality type, and more, to ensure a strong connection that fosters better care provision. Seniors and their families find relief and peace of mind from knowing that certified nursing assistants help their loved ones with activities of daily living, including grooming, medication management, home management, vital signs monitoring, and more. The community also employs caregivers who are trained and supervised by RNs who are CARES Dementia Specialists to ensure seniors dealing with memory loss get the support and care they need.

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Home Information Carolina Hearts Home Care

Community Stability & Environment

Walk Score Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car. 50 / 100 Somewhat Walkable
Some errands can be done on foot. Walkable to several amenities, but not all. Sidewalks usually available but may be inconsistent. Car often needed for larger errands or longer distances.

Types of Care at Carolina Hearts Home Care

Home Care Memory Care Respite Care

1025 S Main St, Laurinburg, NC 28352

Email: [email protected]

Phone: (910) 277‑2505 · (855) 277‑2005 · alt (910) 895‑2550

Email:
[email protected]

Phone:
(910) 277‑2505 · (855) 277‑2005 · alt (910) 895‑2550

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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View Nursing Home Government Data: Salaries, Revenues, Room Occupancy, Ownership, etc.

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Assisted Living Costs Broken Down: Rent, Meals, Care & More

Claim What’s Yours: Financial Aid for North Carolina Seniors

Program

State Program Name

Eligibility

Benefits

Community Alternatives Program for Disabled Adults

NC Medicaid CAP/DA

Official government program page

General: Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
NC Specifics: High demand; waitlists common in urban areas.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

North Carolina Senior Care Options

NC SCO (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), North Carolina resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
NC Specifics: Limited slots; rural/urban balance.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Program of All-Inclusive Care for the Elderly (PACE)

North Carolina PACE (e.g., PACE of the Triad)

Official government program page

General: Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
NC Specifics: Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

In-Home Aide Services

North Carolina In-Home Aide Services

Official government program page

General: Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
NC Specifics: Family can be aides; varies by county funding.

Services: Personal care (5-20 hours/week), meal prep, respite (~5 days/year), errands.

Medicare Savings Program (MSP)

North Carolina Medicare Savings Program

Official government program page

General: Age 65+ or disabled, NC resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
NC Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Energy Assistance Program (LIHEAP)

North Carolina LIHEAP

Official government program page

General: Age 60+ prioritized, NC resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
NC Specifics: Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).

Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max via CIP).

Senior Community Service Employment Program (SCSEP)

North Carolina SCSEP

Official government program page

General: Age 55+, unemployed, low-income, NC resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
NC Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

North Carolina VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
NC Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Urgent Repair Program (URP)

North Carolina Urgent Repair Program

Official government program page

General: Age 60+ prioritized, NC resident, homeowner, low-income.
Income Limits (2025): ~$30,258/year (50% AMI, varies by county).
Asset Limits: Not strictly assessed; home value considered.
NC Specifics: Forgivable at $2,000/year; statewide via local partners.

Services: Repairs (~$8,000-$12,000 avg.) for safety (e.g., roofs, heating, accessibility).

State/County Special Assistance (SA)

North Carolina Special Assistance

Official government program page

General: Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.
Income Limits (2025): ~$1,255/month (individual, 100% FPL); varies by facility rate.
Asset Limits: $2,000 (individual).
NC Specifics: Covers assisted living; counties supplement state funds.

Services: Cash (~$1,200-$1,500/month) for room/board; Medicaid covers care services.

Claim What’s Yours Financial Aid for North Carolina Seniors

NC Medicaid CAP/DA

Community Alternatives Program for Disabled Adults

Requirements:

General:
Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
NC Specifics:
High demand; waitlists common in urban areas.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

Official Program Page

NC SCO (via NFCSP)

North Carolina Senior Care Options

Requirements:

General:
Caregiver of someone 60+ (or with dementia), North Carolina resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
NC Specifics:
Limited slots; rural/urban balance.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

North Carolina PACE (e.g., PACE of the Triad)

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025):
~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits:
$2,000 (individual), $3,000 (couple) for Medicaid enrollees.
NC Specifics:
Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Official Program Page

North Carolina In-Home Aide Services

In-Home Aide Services

Requirements:

General:
Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.
Income Limits (2025):
No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits:
Not assessed; need-based.
NC Specifics:
Family can be aides; varies by county funding.

Benefits without Contact:

Services: Personal care (5-20 hours/week), meal prep, respite (~5 days/year), errands.

Official Program Page

North Carolina Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, NC resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
NC Specifics:
Three tiers; no waitlist; includes Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

North Carolina LIHEAP

Low-Income Energy Assistance Program (LIHEAP)

Requirements:

General:
Age 60+ prioritized, NC resident, low-income household.
Income Limits (2025):
~$3,970/month (individual, 185% FPL).
Asset Limits:
Not assessed; income-focused.
NC Specifics:
Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).

Benefits without Contact:

Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max via CIP).

Official Program Page

North Carolina SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, NC resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
NC Specifics:
Priority for veterans, rural residents; AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

North Carolina VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
NC Specifics:
High veteran demand in rural/urban areas.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

North Carolina Urgent Repair Program

Urgent Repair Program (URP)

Requirements:

General:
Age 60+ prioritized, NC resident, homeowner, low-income.
Income Limits (2025):
~$30,258/year (50% AMI, varies by county).
Asset Limits:
Not strictly assessed; home value considered.
NC Specifics:
Forgivable at $2,000/year; statewide via local partners.

Benefits without Contact:

Services: Repairs (~$8,000-$12,000 avg.) for safety (e.g., roofs, heating, accessibility).

Official Program Page

North Carolina Special Assistance

State/County Special Assistance (SA)

Requirements:

General:
Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.
Income Limits (2025):
~$1,255/month (individual, 100% FPL); varies by facility rate.
Asset Limits:
$2,000 (individual).
NC Specifics:
Covers assisted living; counties supplement state funds.