Josephine Towers

Josephine Towers

24 Union St, Waterbury, CT 06706 View Map

Josephine Towers is a Senior Living Home in Connecticut

Josephine Towers is a Senior Living Home in Connecticut

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Overview of Josephine Towers

Live a blissful retirement at Josephine Towers, a distinguished community located near St. Mary’s Hospital in Waterbury, CT, offering independent living. Residents can keep their peace of mind with the community’s beautifully furnished and cozy studio to two-bedroom floor plans, designed for their comfort and safety. On-site maintenance and laundry spaces are also available for residents’ convenience.

Residents will not feel lonely with a variety of fun recreational activities and cozy communal spaces. With convenient apartment features, residents can prepare delightful meals that cater to their dietary needs and preferences. Pets are also welcome to accompany residents to ease their loneliness. The community is ideal for those looking to live independently in retirement, especially with its friendly setting and state-of-the-art amenities.

Home Information Josephine Towers

Community Stability & Environment

  • Walk Score Info Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car. 92 / 100 Walker's Paradise
    Daily errands do not require a car. Most errands are within a 5-minute walk. Dense, urban, highly connected sidewalks. Frequent transit and strong pedestrian infrastructure.

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: High-rise

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Social and Recreational Activities

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Parking Available

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Types of Care at Josephine Towers

Independent Living
Contact Josephine Towers

Places of interest near Josephine Towers

Address 0.9 miles from city center

Address 24 Union St, Waterbury, CT 06706

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About the Neighborhood About the Neighborhood

Waterbury offers multiple centers for seniors. The Waterbury Senior Center and Hispanic Coalition Senior Center are key locations. Hamilton Park provides walking paths and gardens.

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Comparison Chart

Compare Senior Living around Waterbury
Community
Type of Care
Location
Bed Options
Bed #
Pets Allowed
BBB Score
Walk Score
Home Owner
CCN
Occupancy
Home Revenue
Josephine Towers
IL

For self-sufficient seniors seeking community and minimal assistance.

Waterbury
Studio / 1 Bed / 2 Bed
N/A
Yes
N/A
92
N/A
N/A
N/A
N/A
East Gate Apartments
IL

For self-sufficient seniors seeking community and minimal assistance.

Waterbury
Studio / 1 Bed / 2 Bed
N/A
No
N/A
71
N/A
N/A
N/A
N/A
Enterprise Apartments and Abbott Towers
IL

For self-sufficient seniors seeking community and minimal assistance.

Waterbury
1 Bed / 2 Bed
N/A
No
N/A
84
N/A
N/A
N/A
N/A
Exchange Place Towers
IL

For self-sufficient seniors seeking community and minimal assistance.

Waterbury
1 Bed / 2 Bed
N/A
Yes
N/A
89
N/A
N/A
N/A
N/A
Nottingham Towers Apartments
IL

For self-sufficient seniors seeking community and minimal assistance.

Waterbury
1 Bed
N/A
No
N/A
71
N/A
N/A
N/A
N/A

Claim What’s Yours: Financial Aid for Connecticut Seniors

Program
State Program Name
Eligibility
Benefits
Connecticut Home Care Program for Elders
CHCPE
  • General: Age 65+, Connecticut resident, at risk of nursing home placement.
  • Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
  • Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
  • CT Specifics: Two tiers (state and Medicaid); waitlists possible.
  • Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).
Statewide Respite Care Program
CT Respite Care
  • General: Caregiver of senior with dementia, Connecticut resident.
  • Income Limits: ~$2,500/month (individual, varies).
  • Asset Limits: $40,000 (individual).
  • CT Specifics: Limited to dementia caregivers; capped funding.
  • Services: In-home respite (up to 30 days/year), adult day care (~$70/day).
Congregate Housing Services Program (CHSP)
Connecticut Congregate Housing Services Program
  • General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
  • Income Limits (2025): ~$41,000/year (individual, adjusted annually).
  • Asset Limits: Not specified; focus is income-based.
  • CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.
  • Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).
Medicare Savings Program (MSP)
Connecticut Medicare Savings Program
  • General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
  • Asset Limits: None since 2023 policy change.
  • CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.
  • Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).
Senior Community Service Employment Program (SCSEP)
Connecticut SCSEP (federally funded, state-administered)
  • General: Age 55+, unemployed, low-income, Connecticut resident.
  • Income Limits (2025): ~$1,983/month (125% FPL, individual).
  • Asset Limits: Not specified; income-focused.
  • CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Connecticut Seniors

CHCPE

Connecticut Home Care Program for Elders

Requirements:
  • General:
    Age 65+, Connecticut resident, at risk of nursing home placement.
  • Income Limits:
    State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
  • Asset Limits:
    $1,600 (state), $2,000 (Medicaid, individual).
  • CT Specifics:
    Two tiers (state and Medicaid); waitlists possible.
Benefits without Contact:
  • Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).
CT Respite Care

Statewide Respite Care Program

Requirements:
  • General:
    Caregiver of senior with dementia, Connecticut resident.
  • Income Limits:
    ~$2,500/month (individual, varies).
  • Asset Limits:
    $40,000 (individual).
  • CT Specifics:
    Limited to dementia caregivers; capped funding.
Benefits without Contact:
  • Services: In-home respite (up to 30 days/year), adult day care (~$70/day).
Connecticut Congregate Housing Services Program

Congregate Housing Services Program (CHSP)

Requirements:
  • General:
    Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
  • Income Limits (2025):
    ~$41,000/year (individual, adjusted annually).
  • Asset Limits:
    Not specified; focus is income-based.
  • CT Specifics:
    Limited to 14 state-subsidized sites; participants pay 10% of service costs.
Benefits without Contact:
  • Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).
Connecticut Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
  • Asset Limits:
    None since 2023 policy change.
  • CT Specifics:
    Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.
Benefits without Contact:
  • Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).
Connecticut SCSEP (federally funded, state-administered)

Senior Community Service Employment Program (SCSEP)

Requirements:
  • General:
    Age 55+, unemployed, low-income, Connecticut resident.
  • Income Limits (2025):
    ~$1,983/month (125% FPL, individual).
  • Asset Limits:
    Not specified; income-focused.
  • CT Specifics:
    Priority for veterans, rural residents; limited slots (~500/year).
Benefits without Contact:
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

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