What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Autobiography & Family History Writing + Research Senior-focused concierge medicine. Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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River Terrace Memory Care

950 South End Rd, Oregon City, OR 97045 View Map

River Terrace Memory Care is a Memory Care Home in Oregon

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950 South End Rd, Oregon City, OR 97045

Email: [email protected]

Phone: (503) 486-3694

Email:
[email protected]

Phone:
(503) 486-3694

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About the Neighborhood

Bend has an excellent facility for active older adults. The Bend Senior Center includes therapeutic fitness classes and an Indoor Track. It is situated in Larkspur Park, which connects to the regional Larkspur Trail.

Join Our Online

Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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View Senior Homes with the Steepest Discounts and Best Pricing

View Nursing Home Government Data: Salaries, Revenues, Room Occupancy, Ownership, etc.

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Assisted Living Costs Broken Down: Rent, Meals, Care & More

Comparison Chart

Compare Memory Care around Bend

River Terrace Memory Care

Oregon City

Studio / 1 Bed

N/A

Mill View Memory Care

Bend

Private / Shared Studio

N/A

Yes

N/A

Brookdale Bend

Bend

Studio / 1 Bed

N/A

Yes

N/A

Aspen Ridge Memory Care

Bend

Suite

N/A

Yes

N/A

Mt. Bachelor Memory Care

Bend

Studio / 1 Bed

N/A

Yes

N/A

River Terrace Memory Care

Type of care: MC

Community: Oregon City

Bed Options: Studio / 1 Bed

Bed Count: N/A

Pets Allowed: No

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Mill View Memory Care

Type of care: MC RC

Community: Bend

Bed Options: Private / Shared Studio

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Brookdale Bend

Type of care: MC

Community: Bend

Bed Options: Studio / 1 Bed

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Aspen Ridge Memory Care

Type of care: AL MC

Community: Bend

Bed Options: Suite

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Mt. Bachelor Memory Care

Type of care: AL IL MC

Community: Bend

Bed Options: Studio / 1 Bed

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Claim What’s Yours: Financial Aid for Oregon Seniors

Program

State Program Name

Eligibility

Benefits

Oregon Project Independence (OPI)

OPI

Official government program page

General: Age 60+, Oregon resident, at risk of nursing home but not Medicaid-eligible.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
OR Specifics: Cost-sharing required; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Oregon Medicaid Community-Based Care

OR Medicaid CBC

General: Age 65+ or disabled, Oregon resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OR Specifics: High demand in urban areas (e.g., Portland).

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Program of All-Inclusive Care for the Elderly (PACE)

Oregon PACE (e.g., Providence ElderPlace)

General: Age 55+, OR resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OR Specifics: Available in 11 counties (e.g., Multnomah, Washington); Providence ElderPlace dominant provider.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Oregon Medicare Savings Program

Official government program page

General: Age 65+ or disabled, OR resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OR Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Oregon LIHEAP

General: Age 60+ prioritized, OR resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OR Specifics: Covers gas, electric, oil; emergency aid via Oregon Energy Fund (OEF).

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via OEF).

Family Caregiver Support Program (FCSP)

Oregon Family Caregiver Support Program

Official government program page

General: Caregivers of 60+ needing care or 55+ caregivers of others; OR resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
OR Specifics: 15 regions; rural priority; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Oregon SCSEP

Official government program page

General: Age 55+, unemployed, low-income, OR resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OR Specifics: Priority for veterans, rural residents; Easterseals/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Oregon VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, OR resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OR Specifics: High veteran demand; Oregon Veterans’ Homes option.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Property Tax Deferral Program

Oregon Property Tax Deferral for Disabled and Senior Citizens

Official government program page

General: Age 62+, OR resident, homeowner 5+ years, low-income.
Income Limits (2025): ~$58,000/year (household, adjusted annually).
Asset Limits: Home value < county median; equity > 15%.
OR Specifics: Deferred taxes accrue 6% interest; repaid upon sale/death.

Services: Tax deferral (~$1,000-$3,000/year avg., varies by county).

Elderly Nutrition Program (ENP)

Oregon Elderly Nutrition Program

General: Age 60+, OR resident (or spouse of any age); no income limit.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
OR Specifics: Includes Meals on Wheels; prioritizes homebound/low-income.

Services: Home-delivered or congregate meals (~$5-$7/meal value, 5 meals/week avg.).

Claim What’s Yours Financial Aid for Oregon Seniors

OPI

Oregon Project Independence (OPI)

Requirements:

General:
Age 60+, Oregon resident, at risk of nursing home but not Medicaid-eligible.
Income Limits:
~$2,000/month (individual, varies).
Asset Limits:
$5,000 (individual).
OR Specifics:
Cost-sharing required; rural/urban balance.

Benefits without Contact:

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Official Program Page

OR Medicaid CBC

Oregon Medicaid Community-Based Care

Requirements:

General:
Age 65+ or disabled, Oregon resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
OR Specifics:
High demand in urban areas (e.g., Portland).

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Oregon PACE (e.g., Providence ElderPlace)

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, OR resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025):
~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits:
$2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OR Specifics:
Available in 11 counties (e.g., Multnomah, Washington); Providence ElderPlace dominant provider.

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Oregon Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, OR resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
OR Specifics:
Three tiers; includes Extra Help for Part D; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Oregon LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Requirements:

General:
Age 60+ prioritized, OR resident, low-income household.
Income Limits (2025):
~$3,970/month (individual, 185% FPL).
Asset Limits:
Not assessed; income-focused.
OR Specifics:
Covers gas, electric, oil; emergency aid via Oregon Energy Fund (OEF).

Benefits without Contact:

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via OEF).

Oregon Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; OR resident; functional needs (2+ ADLs).
Income Limits (2025):
No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits:
Not assessed; need-based.
OR Specifics:
15 regions; rural priority; includes grandparent caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Official Program Page

Oregon SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, OR resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
OR Specifics:
Priority for veterans, rural residents; Easterseals/AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Oregon VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, OR resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
OR Specifics:
High veteran demand; Oregon Veterans’ Homes option.